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DTA Crisis Preparedness package

The Reserve Bank proposes crisis-preparedness requirements for deposit takers covering recovery, orderly exit, resolvability, loss-absorbing capacity and continued access to deposits during a failure.

Closing date
11 September 2026

Closes in 59 days

Added to Civics
13 July 2026
Source category
Other public body
Last checked
13 July 2026

Plain-English summary

The Reserve Bank proposes a crisis-management framework for deposit takers under the Deposit Takers Act 2023. It covers recovery and orderly exit planning, preparation for resolution, loss-absorbing capacity and arrangements that preserve access to deposits if an institution fails.

Feedback is sought on the clarity, feasibility, impact and implementation timing of the package, including how its components interact with the proposed capital standard.

Why it matters

The rules would shape how deposit takers prepare for severe financial distress and how authorities manage a failure.

Effective planning can reduce disruption to depositors and the wider financial system while preserving access to transaction accounts.

Who may care

  • Deposit takers, their investors and professional advisers
  • Depositors, payment-system participants and financial-sector organisations

How to make a submission

  1. Read the consultation paper and supporting material on the official page.
  2. Send a response to dta@rbnz.govt.nz before 5pm on the closing date.

Disclaimer

Civics.nz is an independent plain-English guide and is not an official government website. Always check the official source before making a submission.